PointsVista · India · Updated 2026-10-04

SBI Card MILES

SBI Card · Bank points

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Entry travel-points card: Travel Credits transfer to 16 airline and 8 hotel programmes (mostly 1:1 or 2:1) and are worth ₹1 each as miles/points.

Welcome offer

1,500 Travel Credits on spending ₹30,000 within 60 days (per SBI Card press coverage; confirm on product page)

Annual fee

₹1,769 a year incl. GST (₹1,499 + GST; waived at ₹6 lakh annual spend)

Rewards rate

2 Travel Credits per ₹200 on travel, 1 per ₹200 on other spends

Regular APR

Interest is charged monthly; see the bank's fees page

Recommended CIBIL score

CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)

Forex markup

3% + GST

Airport lounges

SBI domestic lounge programme. 4 domestic a calendar year (max 1 a quarter).

Points go to

SBI Card Travel Credits. Travel Credits on SBI Card MILES cards transfer to 16 airline and 8 hotel programmes (Orchid Rewards omitted here: ratio unclear in T&C); 1 TC = ₹1 as miles/points or ₹0.50 on travel bookings.

Airline transfer partners

• Air Arabia AA Rewards 2:1
• AirAsia Rewards 1:1
• Air Canada Aeroplan 1:1
• Air India Maharaja Club 1:1
• British Airways Club 1:1
• Cathay 1:1
• Emirates Skywards 2:1
• Ethiopian ShebaMiles 2:1
• JAL Mileage Bank 2:1
• Saudia AlFursan 2:1
• SpiceJet SpiceClub 1:1
• Thai Royal Orchid Plus 1:1
• Turkish Miles&Smiles 2:1
• United MileagePlus 2:1
• Qantas Frequent Flyer 1:1
• Vietnam Airlines Lotusmiles 1:1
• Accor ALL 2:1
• IHG One Rewards 1:1
• Club ITC 2:1
• Jumeirah One 2:1
• Wyndham Rewards 1:1
• Shangri-La Circle 6:1
• Radisson Rewards 1:1

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