IRCTC SBI Card Premier
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Rail-travel card for frequent IRCTC bookers: up to 10% back as points on AC rail tickets, plus railway lounge visits.
- Welcome offer
- 1,500 reward points (worth ₹1,500) on paying the first annual fee
- Annual fee
- ₹1,769 a year incl. GST (₹1,499 + GST; waived at ₹2 lakh annual spend)
- Rewards rate
- Up to 10% value back on IRCTC AC/Chair Car tickets; 5 RP per ₹125 on air & e-catering via IRCTC; 3 RP per ₹125 dining/utility; 1 RP per ₹125 other (1 RP = ₹1)
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 3.5% + GST
- Airport lounges
- IRCTC railway lounges (no airport lounges). 8 railway lounge visits a year (max 2 a quarter).
- Points go to
- SBI Card Reward Points. SBI Card reward points; value varies by card (4 RP = ₹1 of fuel on BPCL cards, 1 RP = ₹1 on IRCTC cards).
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