PointsVista · India · Updated 2026-10-04

KrisFlyer SBI Card Apex

SBI Card · Airline

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Premium Singapore Airlines co-brand earning 3 KrisFlyer miles per ₹100 on everyday spend, with 10,000 bonus miles at ₹5 lakh and KrisFlyer Elite Gold on ₹7.5 lakh of SIA spend.

Welcome offer
10,000 KrisFlyer miles on paying the joining fee and first spend within 60 days
Annual fee
₹11,799 a year incl. GST (₹9,999 + GST; no spend waiver listed)
Rewards rate
10 KrisFlyer miles per ₹200 on Singapore Airlines, 8 per ₹200 international, 6 per ₹200 other spends
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
3.5% + GST
Airport lounges
Domestic programme; Priority Pass (international). 8 domestic a year (max 2 a quarter); 8 international a year (max 2 a quarter).
Points go to
Singapore Airlines KrisFlyer. KrisFlyer co-brand cards credit miles straight to the cardholder's KrisFlyer account each statement cycle; miles valid 3 years.
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