PointsVista · India · Updated 2026-10-04

BPCL SBI Card OCTANE

SBI Card · Fuel

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Heavy-fuel-user card: 25 RP per ₹100 at BPCL (6.25% value) plus 1% fuel surcharge waiver on BPCL transactions up to ₹4,000 (max ₹100 a month).

Welcome offer
6,000 bonus reward points (worth ₹1,500) on paying the joining fee
Annual fee
₹1,769 a year incl. GST (₹1,499 + GST; waived at ₹2 lakh annual spend)
Rewards rate
25 RP per ₹100 at BPCL pumps (max 2,500 RP a cycle); 10 RP per ₹100 on groceries, department stores, movies, dining; 1 RP per ₹100 other (4 RP = ₹1)
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
3.5% + GST
Airport lounges
Domestic airport lounges. 4 domestic a year (1 a quarter).
Points go to
SBI Card Reward Points. SBI Card reward points; value varies by card (4 RP = ₹1 of fuel on BPCL cards, 1 RP = ₹1 on IRCTC cards).
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