PointsVista · India · Updated 2026-10-04

KrisFlyer SBI Card

SBI Card · Airline

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Singapore Airlines co-brand that credits KrisFlyer miles directly each statement; useful for SIA flyers, but the 3.5% forex markup cuts into the international earn.

Welcome offer
3,000 KrisFlyer miles on paying the joining fee and first spend within 60 days
Annual fee
₹3,539 a year incl. GST (₹2,999 + GST; no spend waiver listed)
Rewards rate
5 KrisFlyer miles per ₹200 on Singapore Airlines and international spends, 2 per ₹200 on other spends
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
3.5% + GST
Airport lounges
Domestic programme; international (Priority Pass). 4 domestic a year (max 1 a quarter) from 10 Jan 2026; 4 international a year (max 1 a quarter).
Points go to
Singapore Airlines KrisFlyer. KrisFlyer co-brand cards credit miles straight to the cardholder's KrisFlyer account each statement cycle; miles valid 3 years.
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