Kotak White Reserve Credit Card
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Kotak's open-market premium metal card for heavy spenders: unlimited global lounge access for primary and add-on cardholders, 2% forex, and milestone 'White Pass' value redeemable for flights, hotels or vouchers.
- Welcome offer
- None stated
- Annual fee
- ₹14,750 a year incl. GST (₹12,500 + GST; waived at ₹10 lakh retail spend a year)
- Rewards rate
- White Pass value via spend milestones, up to ₹2.5 lakh a year
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 2% + GST
- Airport lounges
- Global lounge programme (1000+ airports). Unlimited (primary and add-on). Paid. Guest pricing: $35 per guest per visit.
- Points go to
- Kotak White Pass. Milestone value on Kotak White Reserve, redeemable for flights, hotels, premium-brand vouchers or cashback.
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