Kotak Air+ Credit Card
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Kotak's mid-tier travel card: 2 Air Miles per ₹100 everywhere, 2% forex markup, and transfers to Air Canada, BA, Cathay, Etihad, Qatar, United, Accor (2:1) and Marriott (3:1).
- Welcome offer
- 2,500 Air Miles within 120 days on paying the joining fee (plus 2,500 each renewal)
- Annual fee
- ₹3,540 a year incl. GST (₹3,000 + GST; waived at ₹4 lakh spend in the anniversary year)
- Rewards rate
- 5 Air Miles per ₹100 on flights/hotels via Kotak Unbox (incremental miles capped at 15,000 a cycle); 2 Air Miles per ₹100 on other spends
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 2% + GST
- Airport lounges
- Domestic lounges; Priority Pass (international). 4 domestic a year (max 2 a quarter); 2 international a year.
- Points go to
- Kotak Air Miles (Air+ cards). Air Miles on Kotak Air+ cards: ₹1 each on Kotak Unbox flights/hotels (up to 80% of booking), or transfer to 7 airline and 2 hotel partners (min 1,000, no cap).
Airline transfer partners
- Air Canada Aeroplan 2:1
- Air France-KLM Flying Blue 2:1
- British Airways Executive Club 2:1
- Cathay Asia Miles 2:1
- Etihad Guest 2:1
- Qatar Privilege Club 2:1
- United MileagePlus 2:1
- Accor ALL 2:1
- Marriott Bonvoy 3:1
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