IndianOil Kotak Credit Card
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Budget IndianOil fuel card: 4% back as points at IndianOil plus a 1% fuel surcharge waiver on ₹100-₹5,000 transactions (max ₹100 a cycle) at IndianOil outlets.
- Welcome offer
- 1,000 reward points on spending ₹500 within 30 days of issuance
- Annual fee
- ₹530 a year incl. GST (₹449 + GST; waived at ₹50,000 spend in the previous anniversary year)
- Rewards rate
- 24 RP per ₹150 at IndianOil (4%, cap 1,200 RP a cycle); 12 RP per ₹150 on grocery & dining (2%, cap 800 RP a cycle); 3 RP per ₹150 other (1 RP = ₹0.25)
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 3.5% + GST
- Airport lounges
- No airport lounge access.
- Points go to
- Kotak Reward Points. Kotak reward points; about ₹0.25 each on the IndianOil Kotak card.
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