PointsVista · India · Updated 2026-10-04

IndiGo Kotak Credit Card

Kotak Mahindra Bank · Airline

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IndiGo co-brand for domestic flyers: BluChips on every spend plus milestone vouchers of 2,500 BluChips at ₹1.25L, ₹2.5L and ₹6L annual spend.

Welcome offer
2,500 IndiGo BluChips voucher (valid 6 months) on paying the joining fee
Annual fee
₹1,770 a year incl. GST (₹1,500 + GST; no spend waiver listed)
Rewards rate
Up to 19 BluChips per ₹100 on IndiGo (incl. IndiGo's own member earn); 2 per ₹100 dining & entertainment; 1 per ₹100 other
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
3.5% + GST
Airport lounges
No lounge benefit stated on the bank page
Points go to
IndiGo BluChip. IndiGo's loyalty currency; IndiGo Axis Bank cards earn BluChips directly.
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