PointsVista · India · Updated 2026-10-04

Kotak Air Credit Card

Kotak Mahindra Bank · Bank points

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Entry Kotak travel card: Air Miles worth ₹1 each on Kotak Unbox flights/hotels or transferable to Air India (3:1), British Airways, Qatar, United and others (2:1).

Welcome offer
1,000 bonus Air Miles within 120 days of issuance on paying the joining fee
Annual fee
₹1,179 a year incl. GST (₹999 + GST; waived at ₹2.5 lakh spend in the anniversary year)
Rewards rate
3 Air Miles per ₹100 on flights/hotels via Kotak Unbox (cap 5,000 a cycle); 1 Air Mile per ₹100 on other spends
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
3.5% + GST
Airport lounges
Domestic lounges. 4 domestic a year (max 2 a quarter).
Points go to
Kotak Air Miles (Kotak Air card). Air Miles on the Kotak Air card: ₹1 each on Kotak Unbox flights/hotels, or transfer to 6 airline and 2 hotel partners (min 1,000, max 1 lakh a year).

Airline transfer partners

Apply ↗ See the route map and compare cards

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