PointsVista · India · Updated 2026-10-04

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank · Bank points

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Earns NeuCoins (1 NeuCoin = ₹1 on Tata Neu) at 5% on Tata brands such as Air India and Taj/IHCL bookings via Tata Neu, with spend-based domestic lounge access; 1% fuel surcharge waiver (₹400–₹5,000, max ₹500 a cycle).

Welcome offer
1,499 NeuCoins (reversal of first-year fee) after first transaction within 30 days of issuance
Annual fee
₹1,769 a year incl. GST (₹1,499 + GST; renewal waived at ₹3 lakh annual spend)
Rewards rate
5% back as NeuCoins on Tata brands (incl. Air India, IHCL via Tata Neu); 1.5% on other spends; 0.5% on UPI
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
2%
Airport lounges
Domestic lounges via vouchers. 2 domestic vouchers per quarter on ₹50,000 spend in a calendar quarter. Not stated.
Points go to
Tata NeuCoins. Tata Neu's rewards currency (1 NeuCoin = ₹1) spendable across Tata brands on the Tata Neu app.
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