HDFC Diners Club Black Metal
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Unlimited lounges worldwide on the Diners Club network and the same SmartBuy boosts as Infinia. Diners cards are not accepted everywhere abroad.
- Welcome offer
- About ₹2,500 in joining benefits after ₹1.5 lakh spend in 90 days
- Annual fee
- ₹11,800 a year incl. GST (waived at ₹8 lakh spend)
- Rewards rate
- 5 points per ₹150 (3.33%); up to 10X via SmartBuy
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 2% (plus 1.75% on currency conversion at overseas merchants)
- Airport lounges
- Diners Club lounges (domestic and international, 1,300+). Unlimited. Guest access included with the card.
- Points go to
- HDFC Reward Points. Transfers to about 11 airline and 11 hotel partners at 1:1 to 2:1, including Singapore KrisFlyer, Air France-KLM Flying Blue, Marriott Bonvoy and Accor. Exact ratios vary by partner, so check SmartBuy before transferring.
Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.