IndianOil HDFC Bank Credit Card
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Fuel co-brand: 5% back as Fuel Points at IndianOil (1 FP ≈ ₹0.96 as free fuel; HDFC says up to 50 litres free fuel a year) plus 5% on groceries and bills.
- Welcome offer
- ₹250 voucher on one transaction within 37 days of issuance
- Annual fee
- ₹590 a year incl. GST (₹500 + GST; renewal waived at ₹50,000 annual spend)
- Rewards rate
- 5% as Fuel Points at IndianOil outlets (max 250 FP/month first 6 months, then 150); 5% on groceries and bills (max 100 FP each a month); 1 FP per ₹150 elsewhere
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Airport lounges
- No airport lounge access.
- Points go to
- IndianOil HDFC Fuel Points. Fuel Points convertible to IndianOil XTRAREWARDS (1 FP = 3 XRP, about ₹0.96 of free fuel) or cashback at ₹0.20 each.
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