PointsVista · India · Updated 2026-10-04

Marriott Bonvoy HDFC Bank Credit Card

HDFC Bank · Hotel

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India's Marriott co-brand: a Free Night Award (up to 15,000 points) each year with the fee, more Free Night Awards at ₹6, 9 and 15 lakh annual spend, and Silver Elite status.

Welcome offer
1 Free Night Award (up to 15,000 points) within 6 weeks of fee levy / ₹500 spend, plus Silver Elite status and 10 Elite Night Credits
Annual fee
₹3,540 a year incl. GST (₹3,000 + GST; no spend waiver)
Rewards rate
8 Marriott Bonvoy points per ₹150 at Marriott hotels, 4 per ₹150 on travel/dining/entertainment, 2 per ₹150 on other spends
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Airport lounges
Domestic and international lounges (network not stated). 12 domestic + 12 international a year. No complimentary guests (primary and add-on cardholders only).
Points go to
Marriott Bonvoy. Marriott's hotel loyalty points, earned directly on the Marriott Bonvoy HDFC Bank card and redeemable for stays at Marriott hotels.
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