HDFC Bank Diners Club Privilege
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Entry Diners card earning HDFC Reward Points (redeemable for flights/hotels on SmartBuy), with a ₹1,500 voucher each quarter at ₹1.5 lakh spend and spend-based lounge access.
- Welcome offer
- Swiggy One and Times Prime annual memberships on ₹75,000 spend within 90 days
- Annual fee
- ₹1,180 a year incl. GST (₹1,000 + GST; renewal waived at ₹3 lakh annual spend)
- Rewards rate
- 4 Reward Points per ₹200 (from 15 May 2026); 5X on Swiggy and Zomato (capped 2,500 RP a month)
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Airport lounges
- Participating lounges in India and abroad (Diners Club card). 2 domestic + 1 international voucher per quarter on ₹60,000 spend in the previous quarter (from 1 Jul 2026). No complimentary guests.
- Points go to
- HDFC Reward Points. Transfers to about 11 airline and 11 hotel partners at 1:1 to 2:1, including Singapore KrisFlyer, Air France-KLM Flying Blue, Marriott Bonvoy and Accor. Exact ratios vary by partner, so check SmartBuy before transferring.
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