PointsVista · USA · Updated 2026-09-24

Hilton Honors Surpass Amex

American Express · Hotel

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The 180K offer was 5 years ago and needed $10K. 130K + a free night for $3K is among the best since.

Welcome offer
130K points + free night after $3K spend in 6 mo (ends 2027-01-13)
Best on record
Up to 180K (130K after $2K spend + 50K after $10K spend) (2021-05)
Annual fee
$150
Rewards rate
3x-12x Points
Regular APR
See the issuer's rates and fees
Recommended credit score
Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges
No lounge access. Priority Pass was removed Feb 1, 2024.
Points go to
Hilton Honors. Transfers to about 26 airlines at 10 points to 1 mile (Qantas 10:1.5). Rarely worth it.
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