PointsVista · USA · Updated 2026-09-24

Amex Gold

American Express · Bank points

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Matches the highest points ever offered. The only better version was a short run in 2022 with lower spend.

Welcome offer
Up to 100K points after $8K spend in 6 mo
Best on record
100K points after $4K spend in 3 mo (2022-06)
Annual fee
$325
Rewards rate
1x-5x Points
Regular APR
See the issuer's rates and fees
Recommended credit score
Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges
No airport lounge access.
Points go to
Amex Membership Rewards. Points transfer to 16 airlines, mostly 1:1.

Airline transfer partners

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Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.