Amex Platinum
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Points match the record; only the spend requirement is higher. Many applicants are offered less than 175K, so check your offer before applying.
- Welcome offer
- Up to 175K points after $12K spend in 6 mo
- Best on record
- Up to 175K points after $8K spend in 6 mo (2025-06 to 2026-02)
- Annual fee
- $895
- Rewards rate
- 1x-5x Points
- Regular APR
- See the issuer's rates and fees
- Recommended credit score
- Good to excellent
- Airport lounges
- Centurion Lounges, Priority Pass Select, Delta Sky Club (flying Delta), Escape Lounges, select Lufthansa lounges. Unlimited Centurion and Priority Pass; Delta Sky Club 10 visit-days a year (unlimited after $75K spend). 2 free per Priority Pass visit; Centurion guests are paid unless you spend $75K a year; no free Sky Club guests. Guest pricing: Centurion $50 per adult, $30 ages 3–17; Sky Club $50.
- Points go to
- Amex Membership Rewards. Points transfer to 16 airlines, mostly 1:1.
Airline transfer partners
- Aer Lingus AerClub 1:1
- Aeromexico Rewards 1:1.6
- Air Canada Aeroplan 1:1
- Air France-KLM Flying Blue 1:1
- ANA Mileage Club 1:1
- Avianca LifeMiles 1:1
- British Airways Club 1:1
- Cathay Pacific 1:1
- Delta SkyMiles 1:1
- Emirates Skywards 5:4
- Iberia Club 1:1
- JetBlue TrueBlue 5:4
- Qantas Frequent Flyer 1:1
- Qatar Airways Privilege Club 1:1
- Singapore KrisFlyer 1:1
- Virgin Atlantic Flying Club 1:1
Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.