PointsVista · USA · Updated 2026-09-24

Delta SkyMiles Reserve Amex

American Express · Airline

Wait

The certificates only beat 125K miles if you'd use both on pricey domestic trips. Delta's all-miles offers return several times a year.

Welcome offer
50K miles + 2 round-trip Comfort certificates after $10K spend in 6 mo (ends 2026-11-04)
Best on record
125K miles after $6K spend in 6 mo (2025-09 to 2025-10)
Annual fee
$650
Rewards rate
1x-3x Miles
Regular APR
See the issuer's rates and fees
Recommended credit score
Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges
Delta Sky Club (flying Delta). 15 visits a year; unlimited after $75K spend in a calendar year. 4 one-time guest passes a year. Guest pricing: $50 per guest (up to 2, or immediate family).
Points go to
Delta SkyMiles. Miles go straight into Delta SkyMiles. They can’t be moved to another airline, but you can book SkyTeam partners such as Air France, KLM and Korean Air.
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Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.