PointsVista · USA · Updated 2026-09-24

Hilton Honors Aspire Amex

American Express · Hotel

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Record points offer, running until Jan 13, 2027.

Welcome offer: 200K points after $6K spend in 6 mo (ends 2027-01-13)
Best on record: 200K points after $6K spend in 6 mo (2026-09 to 2027-01)
Annual fee: $550
Rewards rate: 3x-14x Points
Regular APR: See the issuer's rates and fees
Recommended credit score: Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges: No lounge access. Priority Pass was removed Feb 1, 2024.
Points go to: Hilton Honors. Transfers to about 26 airlines at 10 points to 1 mile (Qantas 10:1.5). Rarely worth it.

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