PointsVista · USA · Updated 2026-10-03

United Explorer

Chase · Airline

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New limited-time public offer since Oct 1; with the authorized-user bonus it totals 80K, matching the Mar–Jun 2025 record. No end date announced.

Welcome offer
70K miles after $3K spend in 3 mo (+10K for an authorized user)
Best on record
80K miles after $3K spend in 3 mo (2025-03 to 2025-06)
Annual fee
$0 first year, then $150
Rewards rate
1x-3x Miles
Regular APR
19.99%–28.49% Variable
Recommended credit score
Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges
United Club one-time passes. 2 one-time passes a year. Each pass admits one person.
Points go to
United MileagePlus. Miles go straight into United MileagePlus. They can’t be moved to another airline, but you can book Star Alliance partners such as Air Canada, Lufthansa and ANA.
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