Chase Sapphire Reserve
Wait
The public offer is 50K below this spring's record. Targeted 175K offers appeared in the Chase app on Sept 21, so check there first.
- Welcome offer
- 100K points after $6K spend in 3 mo
- Best on record
- 150K points after $6K spend in 3 mo (2026-04 to 2026-06)
- Annual fee
- $795
- Rewards rate
- 1x-8x Points
- Regular APR
- 19.74%–28.24% Variable
- Recommended credit score
- Good to excellent
- Airport lounges
- Chase Sapphire Lounges, Priority Pass Select, Air Canada Maple Leaf Lounges (Star Alliance flights). Unlimited. 2 free per visit at Sapphire and Priority Pass lounges; 1 free at Maple Leaf. Guest pricing: $27 per extra guest (Sapphire, Priority Pass); about $59 at Maple Leaf.
- Points go to
- Chase Ultimate Rewards. Points transfer 1:1 to 10 airlines, usually instantly.
Airline transfer partners
- Aer Lingus AerClub 1:1
- Air Canada Aeroplan 1:1
- Air France-KLM Flying Blue 1:1
- British Airways Club 1:1
- Iberia Club 1:1
- JetBlue TrueBlue 1:1
- Singapore KrisFlyer 1:1
- Southwest Rapid Rewards 1:1
- United MileagePlus 1:1
- Virgin Atlantic Flying Club 1:1
Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.