PointsVista · USA · Updated 2026-09-24

Southwest Rapid Rewards Plus

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Southwest peaks in Jan–Apr (Companion Pass offers) and May–Jul.

Welcome offer: 50K points after $1K spend
Best on record: 100K points after $4K spend in 5 mo (2025-07 to 2025-09)
Annual fee: $99
Rewards rate: 1x-2x Points
Regular APR: 19.49%–27.99% Variable
Recommended credit score: Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges: No lounge access. Southwest has no airport lounges.
Points go to: Southwest Rapid Rewards. Points go straight into Southwest Rapid Rewards and are used on Southwest flights. They can’t be moved to other airlines.

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