PointsVista · USA · Updated 2026-09-24

World of Hyatt

Chase · Hotel

Wait

Hyatt's better offers tend to come in Jan–Mar.

Welcome offer
30K points after $3K spend + up to 30K from 2x on $15K
Best on record
5 free nights at Category 1–4 hotels after $4K spend (2024-10)
Annual fee
$95
Rewards rate
1x-9x Points
Regular APR
19.49%–27.99% Variable
Recommended credit score
Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges
No airport lounge access.
Points go to
World of Hyatt. Transfers to about 25 airlines at 2.5 points to 1 mile, plus 5,000 bonus miles per 50,000 points; takes 6–8 weeks. Rarely worth it.
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Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.