PointsVista · USA · Updated 2026-09-24

Chase Sapphire Preferred

Chase · Bank points

Wait

100K has run twice (spring 2025, Jun–Jul 2026). Also check the Chase app: some people are being shown a targeted 125K.

Welcome offer

75K points after $5K spend in 3 mo

Best on record

100K points after $5K spend in 3 mo (2026-06 to 2026-07)

Annual fee

$95

Rewards rate

1x-5x Points

Regular APR

19.49%–27.74% Variable

Recommended credit score

Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)

Airport lounges

No airport lounge access.

Points go to

Chase Ultimate Rewards. Points transfer 1:1 to 10 airlines, usually instantly.

Airline transfer partners

• Aer Lingus AerClub 1:1
• Air Canada Aeroplan 1:1
• Air France-KLM Flying Blue 1:1
• British Airways Club 1:1
• Iberia Club 1:1
• JetBlue TrueBlue 1:1
• Singapore KrisFlyer 1:1
• Southwest Rapid Rewards 1:1
• United MileagePlus 1:1
• Virgin Atlantic Flying Club 1:1

Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.