United Business
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The 150K record needed $20K of spend. For $5K, today's offer beats it and is close to the 110K seen in spring 2026.
- Welcome offer
- Up to 100K miles + 2,000 PQP after $5K spend in 3 mo
- Best on record
- Up to 150K miles (75K after $5K spend + 75K after $20K spend in 6 mo) (2022-08 to 2022-11)
- Annual fee
- $150
- Rewards rate
- Not checked yet
- Regular APR
- 19.99%–28.49% Variable
- Recommended credit score
- Good to excellent
- Airport lounges
- United Club one-time passes. 2 one-time passes a year. Each pass admits one person.
- Points go to
- United MileagePlus. Miles go straight into United MileagePlus. They can’t be moved to another airline, but you can book Star Alliance partners such as Air Canada, Lufthansa and ANA.
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