PointsVista · India · Updated 2026-10-04

Times Black ICICI Bank Credit Card

ICICI Bank · Bank points

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Super-premium card with 1.49% forex, 2.5% back abroad and unlimited Priority Pass plus domestic lounges for primary and add-ons.

Welcome offer
Luxury stay gift card (₹10,000 EaseMyTrip or ₹12,000 Lohono) plus Toni&Guy ₹3,000 and Interflora ₹1,000 on paying the fee
Annual fee
₹20,000 + GST a year (₹23,600 incl. GST); waived at ₹25 lakh annual spend
Rewards rate
2% back on domestic and 2.5% on international spends (as reward points)
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
1.49% + GST
Airport lounges
Priority Pass (international) + card network (domestic). Unlimited international and domestic. Not stated.
Points go to
ICICI Bank Reward Points. ICICI credit card reward points, redeemed for vouchers, products and travel through the ICICI rewards catalogue; no airline/hotel transfer partners.
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