ICICI Bank Sapphiro
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Mid-premium card with 2 Priority Pass visits a year, up to 4 domestic lounge visits a quarter, and double points on international spends.
- Welcome offer
- Vouchers worth over ₹13,000 (Tata CLiQ ₹3,000, EaseMyTrip ₹4,000, Da Milano ₹5,000, Croma ₹1,500, EazyDiner Prime) on paying the joining fee
- Annual fee
- ₹6,500 + GST joining (₹7,670 incl. GST); ₹3,500 + GST a year from year 2 (₹4,130), waived at ₹6 lakh annual spend
- Rewards rate
- 4 Reward Points per ₹100 international; 2 per ₹100 domestic; 1 per ₹100 utilities/insurance
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 3.5% + GST
- Airport lounges
- Priority Pass (international) + card network (domestic). International: 2 a year; Domestic: 4 a quarter.
- Points go to
- ICICI Bank Reward Points. ICICI credit card reward points, redeemed for vouchers, products and travel through the ICICI rewards catalogue; no airline/hotel transfer partners.
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