PointsVista · India · Updated 2026-10-04

ICICI Bank Emeralde Private Metal

ICICI Bank · Bank points

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ICICI's top metal card: unlimited domestic and Priority Pass international lounges for primary and add-on members, 2% forex, Taj Epicure membership.

Welcome offer
12,500 Reward Points plus Taj Epicure Plus and EazyDiner Prime memberships on paying the fee
Annual fee
₹12,499 + GST a year (₹14,749 incl. GST); waived at ₹10 lakh annual spend
Rewards rate
6 Reward Points per ₹200 (grocery, utilities, education capped at 1,000 points each a cycle; insurance 5,000)
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
2% + GST
Airport lounges
Card network (domestic) + Priority Pass (international). Unlimited domestic and international. Not stated.
Points go to
ICICI Bank Reward Points. ICICI credit card reward points, redeemed for vouchers, products and travel through the ICICI rewards catalogue; no airline/hotel transfer partners.
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