IndianOil Axis Bank Credit Card
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IndianOil co-brand: 20 points per ₹100 (about 4% back) on IndianOil fuel up to 1,000 points a month, plus a 1% fuel surcharge waiver up to ₹50 a month.
- Welcome offer
- EDGE Reward Points equal to 100% of the first fuel transaction within 30 days, up to ₹250 (1,250 points)
- Annual fee
- ₹500 + GST a year (₹590 incl. GST); waived at ₹3.5 lakh annual spend
- Rewards rate
- 20 EDGE Reward Points per ₹100 at IndianOil outlets (₹400–₹4,000 transactions, max 1,000 bonus points a month); 5 per ₹100 online shopping
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 3.5% + GST
- Airport lounges
- No airport lounge access.
- Points go to
- Axis Bank EDGE REWARDS. Points on Magnus, Reserve, Burgundy Private, IndianOil and other non-Miles Axis cards; transfer to airline/hotel partners at 5:2 for Magnus/Reserve (5:4 on Magnus for Burgundy and Burgundy Private), subject to annual Group A/B caps. Partner list taken from the official April 2024 transfer T&C, minus Vistara (merged into Air India) and Accor/Marriott/Qatar (reported removed 2 Apr 2026 by blogs, not officially confirmed); current ratios could not be verified on the JS-rendered official page.
Airline transfer partners
- Air Canada Aeroplan 5:2
- Air France-KLM Flying Blue 5:2
- Ethiopian Airlines ShebaMiles 5:2
- Etihad Guest 5:2
- Japan Airlines Mileage Bank 5:2
- Singapore Airlines KrisFlyer 5:2
- Turkish Airlines Miles&Smiles 5:2
- Thai Airways Royal Orchid Plus 5:2
- United MileagePlus 5:2
- Wyndham Rewards 5:2
- Air India Maharaja Club 5:2
- ITC Hotels 5:2
- IHG One Rewards 5:2
- Qantas Frequent Flyer 5:2
- SpiceJet SpiceClub 5:2
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