PointsVista · India · Updated 2026-10-03

Axis Bank Atlas

Axis Bank · Bank points

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Earns 5 EDGE Miles per ₹100 on travel and 2 on other spend, plus milestone miles at ₹3, 7.5 and 15 lakh. Most partners take miles at 1:2.

Welcome offer

2,500 EDGE Miles joining bonus

Annual fee

₹5,900 a year incl. GST (no waiver)

Rewards rate

2–5 EDGE Miles per ₹100

Regular APR

Interest is charged monthly; see the bank's fees page

Recommended CIBIL score

CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)

Forex markup

3.5%

Airport lounges

Domestic and international lounges, by tier. Silver 8 domestic + 4 international; Gold 12 + 6; Platinum 18 + 12 a year. Guests use visits from your balance (no per-guest cap).

Points go to

Axis EDGE Miles. Transfers to 24 airline and hotel programs: most at 1 EDGE Mile to 2 partner points, seven at 2 to 1. Named partners shown; the rest are on Axis's site.

Airline transfer partners

• Air India Maharaja Club 1:2
• Singapore KrisFlyer 1:2
• British Airways Club 2:1
• Finnair Plus 2:1
• IndiGo BluChip 2:1
• Qatar Airways Privilege Club 2:1
• Vietnam Airlines Lotusmiles 2:1
• Cathay Pacific 2:1

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