PointsVista · India · Updated 2026-10-04

IndianOil Axis Bank Premium Credit Card

Axis Bank · Fuel

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Fuel card earning EDGE Miles: 6 miles per ₹150 at IndianOil, 1% fuel surcharge waiver, and 2 domestic lounge visits a quarter.

Welcome offer
500 EDGE Miles on the first transaction within 30 days of issue
Annual fee
₹1,000 + GST a year (₹1,180 incl. GST); waived at ₹1 lakh annual spend
Rewards rate
6 EDGE Miles per ₹150 at IndianOil (up to ₹15,000 a month; bonus capped at 600 miles); 2 per ₹150 on groceries (up to ₹5,000 a month); 1 per ₹150 elsewhere
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
3.5% + GST
Airport lounges
Card network. 2 domestic visits a quarter.
Points go to
Axis EDGE Miles. Transfers to 24 airline and hotel programs: most at 1 EDGE Mile to 2 partner points, seven at 2 to 1. Named partners shown; the rest are on Axis's site.

Airline transfer partners

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