PointsVista · India · Updated 2026-10-04

IndianOil RBL Bank Credit Card

RBL Bank · Fuel

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Entry IndianOil co-brand: about 5% value back on IndianOil fuel as Fuel Points plus 1% fuel surcharge waiver (up to ₹100 a month).

Welcome offer: 1,000 Fuel Points on spending ₹500 within 30 days (after fee is paid)
Annual fee: ₹590 a year incl. GST (₹500 + GST; waived at ₹1,75,000 spend a year)
Rewards rate: 10 Fuel Points per ₹100 at IndianOil (max 1,000 a month); 1 per ₹100 elsewhere; 1 Fuel Point = ₹0.50
Regular APR: Interest is charged monthly; see the bank's fees page
Recommended CIBIL score: CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Airport lounges: No airport lounge access.
Points go to: IndianOil RBL Fuel Points. Fuel Points worth ₹0.50 each, converted to IndianOil XTRA Rewards for free fuel at IndianOil stations.

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