PointsVista · India · Updated 2026-10-04

IndianOil RBL Bank XTRA Credit Card

RBL Bank · Fuel

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Higher IndianOil co-brand: up to 8.5% value back at IndianOil (7.5% as Fuel Points + 1% fuel surcharge waiver up to ₹200 a month).

Welcome offer
3,000 Fuel Points on spending ₹500 within 30 days (after fee is paid)
Annual fee
₹1,770 a year incl. GST (₹1,500 + GST; waived at ₹2,75,000 spend a year)
Rewards rate
15 Fuel Points per ₹100 at IndianOil (max 2,000 a month); 2 per ₹100 elsewhere; 1,000 bonus points at ₹75,000 spend a quarter; 1 Fuel Point = ₹0.50
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Airport lounges
No airport lounge access.
Points go to
IndianOil RBL Fuel Points. Fuel Points worth ₹0.50 each, converted to IndianOil XTRA Rewards for free fuel at IndianOil stations.
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