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IHG One Rewards Credit Card
Chase · Personal · $0 a year
Benefits change. Confirm on Chase's page before you apply.
- Welcome offer
- Earn 125,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Earn
- Up to 17X total points at IHG Hotels and Resorts
- That's 5X points with this card.
- Earn 3X points on dining and gas stations.
- Earn 3X points at grocery stores.
- Earn 2X points per $1 spent on all other purchases.
- Free night
- Not listed
- Elite status
- Silver Elite status
- Elite nights
- 5 Elite Night Credits a year
- Award stays
- 4th Reward Night free after $5,000 spend in a year (from 2027)
- Other perks
- 10,000 bonus points after $15,000 spend a year
- Gold Elite after $15,000 spend in a year
- 30% off IHG points purchases
Source: creditcards.chase.com · checked Oct 17, 2026
Questions
What is the annual fee on the IHG One Rewards Credit Card?
$0 a year.
What elite status comes with the IHG One Rewards Credit Card?
Silver Elite status.
Other IHG One Rewards cards
- IHG One Rewards Premier Select Credit Card
- IHG One Rewards Premier Credit Card
- IHG One Rewards Business Credit Card
Benefits are quoted from the card issuer's own page and checked twice; for cards we track daily, the fee, offer and earn rate come from that daily check. We aren't affiliated with or paid by any hotel brand or card issuer. PointsVista's opinion, not financial advice. Full disclosures.