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IHG One Rewards Business Credit Card

Chase · Business · $200 a year

Benefits change. Confirm on Chase's page before you apply.

Welcome offer
Earn 190,000 Bonus Points after spending $5,000 in the first 3 months from account opening.
Earn
  • Up to 26X total points at IHG Hotels and Resorts
  • That's 10X points with this card
  • Earn 5X points on flights booked directly, car rentals, dining, select advertising and at gas stations.
  • Earn 3X points per $1 spent on all other purchases.
Free night
1 free night with a redemption cap of 50,000 points
each year after your card anniversary
+1 after $60,000 spend in a calendar year
Elite status
Platinum Elite status
Elite nights
15 Elite Night Credits a year
Award stays
4th Reward Night free on 4-night award stays
Other perks
  • $25 quarterly food & beverage voucher at IHG
  • $100 airline credit after $250 flight spend a year
  • Up to $100 Expensify credits a year
  • 20,000 bonus points after $25,000 spend a year
  • Diamond Elite after $50,000 spend (from 2027)

Source: creditcards.chase.com · checked Oct 17, 2026

See all IHG One Rewards cards

Questions

What is the annual fee on the IHG One Rewards Business Credit Card?

$200 a year.

What free night does the IHG One Rewards Business Credit Card give?

1 free night with a redemption cap of 50,000 points, each year after your card anniversary.

What elite status comes with the IHG One Rewards Business Credit Card?

Platinum Elite status.

Other IHG One Rewards cards

Benefits are quoted from the card issuer's own page and checked twice; for cards we track daily, the fee, offer and earn rate come from that daily check. We aren't affiliated with or paid by any hotel brand or card issuer. PointsVista's opinion, not financial advice. Full disclosures.