PointsVista · USA · Updated 2026-09-24

Citi Strata Premier

Citi · Bank points

Wait

It has been 60K since Apr 2025. 75K ran as recently as early 2025.

Welcome offer
60K points after $4K spend in 3 mo
Best on record
80K points after $4K spend in 3 mo (2021-07 to 2022-01)
Annual fee
$95
Rewards rate
1x-10x Points
Regular APR
20.24%–28.24% Variable
Recommended credit score
Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges
No airport lounge access.
Points go to
Citi ThankYou Points. Points transfer to 18 airlines, including American AAdvantage, mostly 1:1.

Airline transfer partners

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