Citi Strata Elite
Wait
Last year's 100K offer started in October. Waiting a few weeks costs little.
- Welcome offer
- 75K points after $6K spend in 3 mo
- Best on record
- 100K points after $6K spend in 3 mo (2025-10 to 2026-02)
- Annual fee
- $595
- Rewards rate
- 1.5x-12x Points
- Regular APR
- See the issuer's rates and fees
- Recommended credit score
- Good to excellent
- Airport lounges
- Priority Pass Select; American Admirals Club passes. Unlimited Priority Pass; 4 one-time Admirals Club passes a year. 2 free per Priority Pass visit; authorized users get their own. Guest pricing: Extra guests at Priority Pass's rate.
- Points go to
- Citi ThankYou Points. Points transfer to 18 airlines, including American AAdvantage, mostly 1:1.
Airline transfer partners
- Aer Lingus AerClub 1:1
- Air France-KLM Flying Blue 1:1
- American AAdvantage 1:1
- Avianca LifeMiles 1:1
- British Airways Club 1:1
- Cathay Pacific 1:1
- EVA Air Infinity MileageLands 1:1
- Iberia Club 1:1
- Japan Airlines Mileage Bank 1:1
- Qatar Airways Privilege Club 1:1
- Emirates Skywards 5:4
- Etihad Guest 1:1
- Finnair Plus 1:1
- JetBlue TrueBlue 1:1
- Qantas Frequent Flyer 1:1
- Singapore KrisFlyer 1:1
- Turkish Miles&Smiles 1:1
- Virgin Atlantic Flying Club 1:1
Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.