YES Private Credit Card
Now tracking
YES BANK's top invite-only card: 0.5% forex markup, unlimited lounge access and 12 guest visits a year.
- Welcome offer
- Not published by the bank
- Annual fee
- ₹59,000 joining incl. GST (₹50,000 + GST); renewal ₹11,800 incl. GST (₹10,000 + GST; waived at ₹25 lakh spend)
- Rewards rate
- Not checked yet
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 0.5% + GST
- Airport lounges
- Priority Pass / international programme; YES domestic programme. Unlimited international and domestic (primary and add-on). 12 international a year; 12 domestic a year.
- Points go to
- YES Rewardz. YES BANK reward points redeemed on the YES Rewardz portal (reported ~₹0.25 a point on flights/hotels, ₹0.15 on vouchers; ₹100 fee per redemption from 15 Jun 2026); airline transfers reportedly limited to Air India post-Vistara merger (unverified).
PointsVista's opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Trademark notice: all card names, logos, trademarks and card designs are the property of their respective owners. This site is independently operated and is not affiliated with, endorsed by or sponsored by the card issuers unless expressly stated otherwise. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.