Standard Chartered Beyond Credit Card
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Priority-banking metal-tier card with unlimited domestic and international lounge access, 8 guest visits and a 2% forex markup.
- Welcome offer
- Welcome vouchers worth ₹15,000 (Taj, MakeMyTrip, Luxe) on paying the joining fee
- Annual fee
- ₹15,000 first year, ₹25,000 from year 2 (tariff table; GST likely extra, not stated explicitly)
- Rewards rate
- Up to 3.3% rewards on everyday spends, 2% on government, utilities and insurance (1 point = ₹1)
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Forex markup
- 2% (per card page)
- Airport lounges
- Domestic and international lounges. Unlimited. 8 guest visits a year.
- Points go to
- Standard Chartered 360° Rewards. Standard Chartered India reward points, redeemed for vouchers, travel and statement credit; value depends on card (₹1 on Ultimate/Beyond, ₹0.25 on EaseMyTrip).
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