HPCL IDFC FIRST Power+ Credit Card
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HPCL co-brand fuel card with up to 6.5% savings on HPCL fuel; no fuel surcharge waiver as such (savings are via rewards).
- Welcome offer
- ₹500 gift voucher on first HPCL fuel transaction of ₹500+, plus 5% cashback (up to ₹1,000) on first EMI conversion
- Annual fee
- ₹589 a year incl. GST (₹499 + GST; waived at ₹1,50,000 spend in the previous year)
- Rewards rate
- Up to 6.5% savings on HPCL fuel (5% as rewards, capped ₹600 a month per product guide); 5% on groceries, utilities and FASTag (capped); 3X on UPI and other spends
- Regular APR
- Interest is charged monthly; see the bank's fees page
- Recommended CIBIL score
- CIBIL 700+
- Airport lounges
- Domestic lounges. 1 a quarter (needs ₹20,000+ monthly spends).
- Points go to
- IDFC FIRST Reward Points. Points can't be transferred to airlines or hotels. They're worth ₹0.25 each for vouchers or statement credit, or ₹0.50 on flights and hotels booked in the IDFC FIRST app.
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