PointsVista · India · Updated 2026-10-04

AU Bank Zenith+ Credit Card

AU Small Finance Bank · Bank points

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Premium card with 16 domestic and 16 Priority Pass international lounge visits a year and a low 0.99% forex markup; points worth ₹1 each.

Welcome offer
₹5,000 brand voucher or 5,000 Reward Points (your choice) on activation
Annual fee
₹5,899 a year incl. GST (₹4,999 + GST; waived from year 2 at ₹8 lakh spend in the previous card year)
Rewards rate
2 Reward Points per ₹100 on travel, dining and international; 1 per ₹100 elsewhere (1 point = ₹1); 1,000 bonus points on ₹75,000 spend in a statement cycle
Regular APR
Interest is charged monthly; see the bank's fees page
Recommended CIBIL score
CIBIL 700+ (guide: TransUnion CIBIL calls 700+ good; the bank doesn't publish a minimum)
Forex markup
0.99%
Airport lounges
Domestic lounges; Priority Pass (international). 4 domestic + 4 international a quarter (16 + 16 a year).
Points go to
AU Bank Reward Points. AU Small Finance Bank reward points, redeemed for vouchers, travel and statement credit (Zenith+ states 1 point = ₹1).
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