Capital One Venture X Business
Wait
Last November paid 200K for the same $30K spend. Capital One has run bigger fall offers, so waiting a few weeks may pay.
- Welcome offer
- 150K miles after $30K spend in 3 mo
- Best on record
- Up to 400K miles (200K after $30K spend + 200K after $150K spend in 6 mo) (2025-11 to 2025-12)
- Annual fee
- $395
- Rewards rate
- 2x-10x Miles
- Regular APR
- See the issuer's rates and fees
- Recommended credit score
- Excellent credit
- Airport lounges
- Priority Pass, Capital One Lounges and Landings. Unlimited. 2 free per Priority Pass visit; Capital One Lounge guests are paid since Feb 1, 2026. Guest pricing: Priority Pass $35 per extra guest; Capital One Lounge $45 per adult.
- Points go to
- Capital One Miles. Miles transfer to 18 airlines, mostly 1:1 and instantly.
Airline transfer partners
- Aeromexico Rewards 1:1
- Air Canada Aeroplan 1:1
- Air France-KLM Flying Blue 1:1
- Avianca LifeMiles 1:1
- British Airways Club 1:1
- Cathay Pacific 1:1
- Emirates Skywards 1:1
- Etihad Guest 1:1
- EVA Air Infinity MileageLands 4:3
- Finnair Plus 1:1
- Japan Airlines Mileage Bank 4:3
- JetBlue TrueBlue 5:3
- Qantas Frequent Flyer 1:1
- Qatar Airways Privilege Club 1:1
- Singapore KrisFlyer 1:1
- TAP Miles&Go 1:1
- Turkish Miles&Smiles 1:1
- Virgin Red 1:1
Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.