PointsVista · USA · Updated 2026-10-06

Virgin Red Rewards Mastercard

Synchrony · Bank points

Now tracking

New to PointsVista on Oct 6, 2026. We’ll give an apply-or-wait call once we have its offer history.

Welcome offer: 60K Virgin Points after $4K spend in 90 days
Best on record: 60K Virgin Points after $4K spend in 90 days (2026-10)
Annual fee: $99
Rewards rate: 1x-3x Points
Regular APR: 19.74%, 23.74% or 27.74% Variable
Recommended credit score: Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges: No airport lounge access listed.
Points go to: Virgin Red. Virgin Points pay for Virgin Atlantic Flying Club reward flights, Virgin Hotels stays, Virgin Voyages and other Virgin rewards.

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