PointsVista · USA · Updated 2026-09-24

Wells Fargo Autograph Journey

Wells Fargo · Bank points

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Unchanged since launch in Mar 2024. A 100K version exists only for Premier clients in a branch.

Welcome offer

60K points after $4K spend in 3 mo

Best on record

60K points after $4K spend in 3 mo (2024-03 to 2026-10)

Annual fee

$95

Rewards rate

1x-5x Points

Regular APR

19.49%, 25.49% or 28.49% Variable

Recommended credit score

Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)

Airport lounges

No airport lounge access.

Points go to

Wells Fargo Rewards. Points transfer 1:1 to 8 airlines.

Airline transfer partners

• Aer Lingus AerClub 1:1
• Air France-KLM Flying Blue 1:1
• Avianca LifeMiles 1:1
• British Airways Club 1:1
• Cathay Pacific 1:1
• Iberia Club 1:1
• JetBlue TrueBlue 1:1
• Virgin Red 1:1

Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.