PointsVista · USA · Updated 2026-09-24

Atmos Rewards Summit

Bank of America · Airline

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Today's offer is the lowest this card has had. 100K has run twice.

Welcome offer: 70K points + 25K Companion Award after $3K spend
Best on record: 100K points + 25K Companion Award after $6K spend (2026-04 to 2026-06)
Annual fee: $395
Rewards rate: 1x-3x Points
Regular APR: 19.49%–27.49% Variable
Recommended credit score: Good to excellent (guide: FICO 670+ is “good”; the issuer doesn't publish a minimum)
Airport lounges: Alaska Lounges. 8 passes a year (2 per quarter). Passes can be used for guests. Guest pricing: Alaska Lounge day pass otherwise $65.
Points go to: Atmos Rewards. Points go straight into Atmos Rewards (Alaska and Hawaiian). They can’t be moved to another airline, but you can book oneworld partners such as American, British Airways and Japan Airlines.

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