PointsVista · Canada · Updated 2026-10-04

BMO eclipse Visa Infinite Privilege

BMO · Bank points

Now tracking

Big tiered bonus, but the top tier needs $75,000 of spend in a year. 5x on groceries, dining, gas and travel.

Welcome offer
Up to 200,000 points: 80,000 after $6,000 spend in 110 days, 40,000 after $40,000 spend in 180 days, 80,000 after $75,000 spend in 12 mo
Annual fee
C$599
Rewards rate
1x-5x Points
Regular APR
21.99%
Recommended credit score
Good to excellent (guide only; Canadian issuers don't publish a minimum score)
Forex markup
2.5%
Airport lounges
Visa Airport Companion. 6 free visits a year.
Points go to
BMO Rewards. Redeem for travel, statement credits or investments; no airline transfers.
Apply ↗ See the points map and compare cards

Our opinion, not financial advice. Offers shown are public offers as of the last check; the offer you see when you apply may differ and approval isn't guaranteed. Confirm terms on the issuer's application page. Card and brand names are trademarks of their owners; this site is independent and not affiliated with any bank or airline. Links go to other sites we don't control; a link isn't an endorsement. Full disclosures.