PointsVista · Canada · Updated 2026-10-04

Amex Cobalt (Canada)

American Express · Bank points

Now tracking

Earns 5x on groceries, dining and food delivery in Canada. Points move 1:1 to Aeroplan, Avios and Flying Blue.

Welcome offer
Up to 15,000 points: 1,250 a month when you spend $750 in that month, for 12 months
Annual fee
C$191.88 a year (billed C$15.99 a month)
Rewards rate
1x-5x Points
Regular APR
21.99%
Recommended credit score
Good to excellent (guide only; Canadian issuers don't publish a minimum score)
Forex markup
2.5%
Airport lounges
No airport lounge access.
Points go to
Amex Membership Rewards (Canada). Transfers 1:1 to Aeroplan, Avios, Flying Blue, Etihad Guest and Asia Miles; Marriott Bonvoy at 1:1.2.

Airline transfer partners

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